Free
Pre-Dispute Preparation
The #1 Mistake That Ruins Credit Disputes
Welcome to the Credit Hub
Fixing Your Credit Doesn't Have to Be Complicated
No confusing jargon. No overwhelming systems. Just clear, practical steps to help you understand and improve your credit, at your own pace.
See How I Can HelpI Get It. Credit Can Feel Overwhelming.
Maybe you've been denied for a loan or credit card. Maybe you're staring at your credit report wondering where to even start. Or maybe you just want to build better credit but don't know the rules of the game.
I've been there. I've personally disputed negative items across all three bureaus and learned what actually works—not from theory, but from doing it myself.
That's why I wrote these books: to give you the same clarity I wish I had when I started.
Books to Help You Take Control
Each book is designed to be simple, actionable, and judgment-free. Pick what fits your situation.
Reader Statistics
2,731+
Books Sold
4.8
★★★★★
Average Rating
5,276+
Readers Helped
What Readers Are Saying
★★★★★
"Finally a guide that explains credit in plain English. I disputed 3 items and 2 were removed within 30 days. Worth every penny."
★★★★★
"I went from a 580 to a 670 in 3 months following Eric's steps. Simple, no fluff, just actionable steps. Exactly what I needed."
★★★★★
"I was overwhelmed by all the credit advice online. Eric breaks it down step by step. My score is up 85 points and climbing."
What You'll Learn
How credit scores actually work (in plain English)
How to read and understand your credit report
Step-by-step dispute processes that get results
How to build credit from scratch or rebuild after setbacks
Simple habits to maintain good credit long-term
What creditors and bureaus don't want you to know
Common Questions
Do I need any prior knowledge about credit?
Not at all. These books are written for complete beginners. I explain everything from the ground up, assuming you're starting from zero.
How is this different from free information online?
Free content is scattered and often contradictory. These books give you a clear, organized path from start to finish—no jumping between tabs or wondering what to do next.
How quickly will I see results?
It depends on your situation, but many people see changes within 30-45 days of disputing items. The books give you realistic timelines and expectations.
What format are the books in?
All books are digital (PDF) so you can start reading immediately. You can read on any device: phone, tablet, or computer.
Want a Head Start?
Grab my free Credit Repair Checklist—a simple guide to help you take the first steps today.
Ready to Take Control of Your Credit?
Your credit score doesn't define you, but improving it can open doors. Let's get started.
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